Ten Good Reasons

1.    Choice

Michaelgrossi.com has access to mortgages from a broad range of lenders – so clients have by far the best choice of rates and mortgage options. With partnerships in a vast network of over 50 lending institutions, including banks, credit unions, trusts, national and regional lenders, and non-traditional lenders, Michaelgrossi.com can help create the ideal mortgage package for you.

2.    Independence and Objectivity

Michaelgrossi.com actually works on behalf of a large variety of lenders. That kind of objectivity means that you – the client – are the focus and the priority. Michaelgrossi.com fits the mortgage to you, not the other way around.

3.    Negotiating Power

Mortgage brokers have negotiating power that you as a single consumer do not because the lenders compete for their business. Allowing you to  get the best rate for your situation.

4.    Access to Rate Promotions

You may not realize it, but there are often sales and promotions in the mortgage-world. Lenders often offer special rate promotions. Michaelgrossi.com will know about these special offers, and if they work in your situation.

5.    Expertise – An AMP 

Designated mortgage broker is a financial specialist. That’s the kind of expertise you want to guide you through today’s complex mortgage market. With interest-only mortgages, 35 to 40 year amortizations, 100% financing, no income documentation products for the self employed, credit repair, and debt consolidation, today there are mortgages for almost any situation. And your independent mortgage broker is familiar with them all.

6.    A Focused Specialist 

A mortgage is a very significant financial event. Michaelgrossi.com's one and  only business is the mortgage business and does it well. That’s what you want: someone who’s focused on the mortgage marketplace and your needs.

7.    Rates

Getting a lower rate can potentially save you thousands of dollars. That’s why homeowners should call a mortgage broker to check out their options for their first mortgage and at renewal. Call early; Michaelgrossi.com can usually guarantee an interest rate for 90 – 120 days.

8.    One Credit Inquiry

Rate-shopping on your own can actually be hazardous to your credit. Every time a lender checks your credit, the credit bureaus take notice. Too many inquiries and your credit rating can weaken, possibly affecting the rate and terms of your mortgage. Your broker does one inquiry only, regardless of how many lenders you’re looking at.

9.    No Cost To You (O.A.C.)

As a rule, the winning lender pays compensation to Michaelgrossi.com for the services and solution provided.

10.  Personal Attention